Security Notification

Chemco FCU may monitor and audit the usage of this system, and all persons are hereby notified that the use of this system constitutes consent to such monitoring and auditing. Unauthorized attempts to upload information on this web site is strictly prohibited and are subject to prosecution under the Computer fraud and Abuse Act of 1986 and Title 18 U.S.C. SEC. 1001 and 1030.

**ACTION MAY BE REQUIRED**

Cardholders have received computer-generated calls claiming to be from their financial institution.  The calls claim their accounts have been frozen and then direct the cardholder to call a toll-free number to leave their debit card information in order to reactivate any cards.  The toll-free number includes a recorded message that asks the customer to key their account number, card expiration date, and PIN.

Cardholder awareness is key in combating fraud.  Should your cardholders receive any questionable calls, please make sure they do not provide their personal information.

In addition, you may want to share the following tips and/or characteristics of a fraudulent call with your cardholders:

• Make sure the cardholder initiates the contact, and the institution verifies your identity with questions only you would know.
• To verify whether a call is legitimate, call your bank or visit its website, using phone numbers or internet addresses from your bank statement or account documentation.  Do not call back a number provided over the phone or click on a link in an e-mail.
• Most communications will include something that will concern or excite the victim.
• If you have been the victim of a scam, file a complaint at a local law enforcement.
• Notify your financial institution.

**If you have any questions, please contact us at eft_investigations@fiserv.com.  Fiserv Risk Office subscribers can also call us at 1-800-888-0085, option 7.